With a minimum Share Savings balance of $25 members can open a Credit Union Checking Account. There is no minimum balance requirement to maintain the Checking Account. An annual dividend on a minimum average daily balance of $300.00 is paid monthly. Dividends are set by the Board. The first box of checks ordered is available at a discounted price. Additional features include unlimited transactions, free online bill pay, free mobile app and a Visa Debit card is available.