Why Choose a Credit Union?
What to Consider, other than fees, When Picking a Credit Union.
About Credit Unions
A credit union is a member owned not-for-profit financial institution that provides members with a place to save money, get reasonable rates on loans, and receive a level of service not available at other financial institutions. They serve groups with a common feature, such as employee groups, geographical communities or religious backgrounds.
Credit Unions operate under the philosophy “not for profit, not for charity, but for service” and cooperate with each other instead of compete. Through this collaborative spirit, credit unions can serve their members most effectively and strengthen the movement by working together through local, state, regional, national and international structures. It is under this principle that the concept of shared branching was born.
To compare the real difference between Credit Unions and Banks, read more » Louisiana Central vs. Banks
Customer Service: Ratings in the credit union industry outscored ALL industries (not just banks) in customer service. “Where People Are Worth More Than Money” is our theme and we do our best to prove that every day to every member. As in any business, customer service determines the success of that business. Louisiana Central has been in business since March of 1942. At your credit union it has always and will always be about helping people.
Internet Account Access: Its’sMe247, (online teller) provides free member account access 24/7/365. More information and instructions to take advantage of this state-of-the-art technology go to our Home Page, click on the Its’sMe247 link and follow the instructions.
Financial Advice: Banks invest in this service in order to “SELL” products to their customers. Credit unions invest in this service to support members and to help them improve their financial well-being.
Our staff has no sales incentives to push people into the wrong product. Our goal is to help you, the member, to get back on track with your finances. If you need assistance in getting out of debt, or you just need advice on how to better manage your money, we are here to help by offering free financial advice and expertise.
Locations: Louisiana Central Credit Union participates in CU Service Center network (Shared Branching). With shared branching, credit unions from all over the country share facilities to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby. You can also download the free CO-OP SHARED BRANCH App, which provides quick access to participating Seervice Centers, hours of operation and driving instructions.
Anywhere you see the swirl 
you can conduct a range of transactions, such as:
- Deposits
- Withdrawals
- Loan Payments
- Make transfers between accounts
- Purchase money orders, travelers checks and official checks*
- And more!
To take advantage of this service, when you enter a shared branch you only need to bring:
- Your home credit union’s name
- Your account number
- Valid government-issued photo identification, i.e., State Driver’s license, US Passport
*May not be available at all outlets and locations.
